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Property Owners

Property Owners have become increasingly aware of the
need for protection for their exposure created by limits, or total
exclusions, on their standard Property Liability policies in
regard to the release of environmental pollutants. To address
this need, Legends Insurance offers owners the Site Liability
Environmental Exposures Policy (SLEEP).

The SLEEP program basically offers the property owner
coverage for on-site cleanup when a pollutant is released,
plus cleanup of adjacent sites, provided that these adjacent
sites received their pollution as a result of migration from the
insured's property. The program also offers third party bodily
injure and property damage, plus legal defense cost to the
property owner.

Coverage Highlights

This policy allows for different combinations of specific
coverage's:

Coverage A
Coverage A provides on-site clean-up for a pollution incident
that originated from either the insured sites or adjacent sites
during the policy period. A $10,000 sub-limit for cleanup of
damage caused by leaky underground storage tanks, is
included, plus additional tank coverage is available at
discounted standard rates.

Coverage B
Coverage B is for off-site cleanup cost caused by a pollution
incident from current site operations that migrates from an
insured location to adjacent sites.

Coverage C
Coverage C is for third party bodily injury and property
damage (including Cov. B) and defense cost.

Coverage's D, E and F
These three coverage's are directly, and respectively, related
to A, B and C above and they cover historical pollution incidents
that was not know at the inception of the policy. The A, B and C
coverage's would naturally be a prerequisite for these three
coverage's and an inspection would normally be required.
Give us a call to talk about inspection cost.

Key Points of Property Owner's Coverage:

1. Coverage is flexible and easy to adapt to a wide variety
of possible exposures.
2. A simplified application.
3. Quick response on your request for quotes.
4. Very competitive premiums.