Legends Environmental Insurance Services, LLC./ PLL

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PLL Overview:

PLL CommercialSM is a unique, first-of-its-kind environmental policy form
modeled after a standard commercial general liability contract. The broad
insuring agreement is ideal for first-time environmental insurance buyers and
allows for efficiencies in covering a range of environmental risks.
PLL CommercialSM provides blanket coverage for properties, disposal sites,
operations and transportation exposures and can be endorsed to provide
products pollution coverage. It is the only environmental insurance policy
available that automatically provides coverage for all properties and activities
associated with operations of the insured without scheduling each individual
site or operation.

Customer profile:

Chemical Facilities
Manufacturing Facilities
Medical Facilities
High Tech Commercial Industry
Research and Development Firms
Educational Facilities
Recreational Facilities
Public Entities
Laboratories
Bulk Storage and Distribution Facilities

Benefits:

Provides broad coverage, which gives the insured the security of knowing
that environmental exposures are protected without having to go through the
process of specifically identifying each exposure and choosing the corresponding
coverages General liability type policy language and construction provides a more
readable, understandable environmental insurance policy particularly important for
first-time buyers By covering facilities, operations, transportation, and disposal under
one policy, PLL CommercialSM eliminates the need for multiple environmental
insurance policies and minimum premiums

Features:

PLL CommercialSM offers the broadest environmental
form available and includes coverage for:
- Onsite cleanup coverage for insured premises triggered by first-party discovery
- Third-Party claims for bodily injury, property damage & cleanup costs
(both on and off-site exposures)
Covers the insureds liability from the following exposures:
- Premises
- Contracting Operations
- Transportation (owned and non-owned vehicles)
- Disposal Sites
- Completed Operations
-Coverage for products pollution is available by endorsement.
-No retroactive date is applied to the policy except for non-owned disposal sites.
-Reporting conditions under the policy are as soon as practicable.
-Coverage for punitive damages, fines and penalties where allowable by law.
-Definition of bodily injury does not exclude mental anguish.
-Natural resource damages are defined and covered in the definition of property damage.
-Can be endorsed to provide an incident reporting provision.
-Policy provides option of up to 40-month extended reporting period.
-Covers both sudden and gradual pollution conditions.

Submission Requirements:

PLL CommercialSM Application

Products Minimum/Maximum

LIMIT IN THE AGGREGATE $100,000,000
MINIMUM PREMIUM $5,000
MINIMUM DEDUCTIBLE $10,000
LIMIT PER OCCURRENCE $100,000,000
LIMIT PER CLAIM $100,000,000
LIMIT EACH WRONGFUL ACT $5,000
LIMITS AVAILABLE UP TO $10,000
* at $1,000,000 limit, one year term

Get your Application Here

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